Contract money - issue your own credit!


We feel responsible to significantly contribute to the global transformation process into a sustainable economy! Therefor KOINA is building up a sustainable monetary system that serves this public purpose.


KOINA enables producers to issue credit which allows them to finance their future production independently. Our goal is to establish a global credit network with its own market-specific currency to generate a homogeneus market.


The fundament of the KOINA compliant techno-legal framework is a social contract. The system is powered by a proprietary smartchain. This combination permits the operation of the credit network and allows businesses to use KOINA.

KOINA Federation Framework


Contact us if you are:

Service Providers

who want to offer useful services for the KOINA network: e. g. a bank offering FX, an insurance covering a specific network risk etc.


who want to build this system in cooperation with us: e. g. FinTechies, software developers, currency experts, e-/m-commerce specialist etc.


or communities who want to be first mover and/or test the system and to give us feedback or submit their ideas of optimization while we are building the system.


who are interested in a new asset class and a game-changing project that provides enriching social values rather than share holder values!